Compare the Best Home Warranty Companies for Plumbing
See how the best home warranty companies for plumbing compare on key metrics.
Does a Home Warranty Cover Plumbing?
Most home warranties cover plumbing. However, plumbing is not always included in base plans, so make sure to review your plan selection before enrolling in a policy.
In general, if you have a home warranty with plumbing coverage, it will include common issues like leaks, stoppages, broken toilet and shower mechanisms, and more. However, every policy is different, so you’ll want to review your provider’s terms and conditions to know exactly what is and is not covered.
Top 5 Best Home Warranty Companies for Plumbing
Here are the top home warranty providers for plumbing concerns:
Best Home Warranty Companies by State
Didn’t find the perfect home warranty for plumbing? Click here to search for the best home warranty company in your state.
How Much Is a Home Warranty with Plumbing Coverage?
Of the providers featured in this guide, the average cost of a home warranty with plumbing coverage is $59 per month and the average service fee is $97. The cheapest plan with plumbing coverage on our list is the Systems Plan plan from AFC Home Club, costing just over $35 per month.
Keep in mind that the cost of a home warranty with plumbing coverage will vary depending on where you live, the size of your home, and the plan and provider you choose.
Home Warranty Cost Calculator
The MarketWatch Guides Team developed a calculator that analyzes the anticipated yearly expenses associated with owning a home warranty with plumbing coverage. To determine your projected annual cost, simply input your monthly premium, service call fee and estimated number of claims. We recommend getting quotes from our top providers directly, as prices vary by plan, location and home size.
Source: Home Depot
The calculators used on this website are being provided for educational purposes only. Data will not be collected or stored. The results are estimates based on the information you provide and may not reflect the actual pricing of your quote.
Why You Should Get a Home Warranty for Plumbing
Plumbing repairs can be very expensive. According to invoices paid by First American Home Warranty, the average plumbing repair costs $439 and the average plumbing replacement costs $1,431 when paid out of pocket. In a nationwide survey conducted by American Home Shield, the cost of replacing interior plumbing lines is around $1,850.
Although you can’t predict when a plumbing breakdown will happen, it’s nearly inevitable that you’ll need a repair or replacement eventually. A home warranty can make large, unexpected costs associated with plumbing and home maintenance both cheaper and more predictable, offering you peace of mind.
If you have a home warranty, you’ll avoid paying the full cost of fixing plumbing issues. Covered plumbing repairs and replacements should only cost you the initial service fee.
The Bottom Line
Before making your final selection, we recommend you request a quote and read the sample contracts for at least three providers to compare and contrast available plans and pricing for your specific situation. Your needs will depend on the age of your plumbing system and its maintenance history. It is also beneficial to speak to a customer service representative directly to answer any lingering questions or concerns before choosing your policy.
We recommend you start by requesting quotes from American Home Shield and Select Home Warranty. American Home Shield doesn’t include coverage caps on built-in systems, such as your plumbing. Select Home Warranty offers affordable plans and a quick claim response time within 12 business hours.
Faith Wakefield is a writer based in North Carolina. She holds economics and English degrees from UNC Chapel Hill, and her work has been featured on EcoWatch, The World Economic Forum and Today’s Homeowner. In her free time, she loves to binge-watch personal finance videos on YouTube, collect books and spend time in nature.
Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.
Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.
